Non-emergency medical services, particularly those of a chiropractor or massage therapist;
Single or twin bed hospital rooms;
Some medical examinations, tests and vaccines;
automatic, with no initial cost to pay. See the press release for more information oeuvre in another page. See your coverage, examine your dental insurance situation and determine if what you currently have is enough.
What level of insurance coverage complementary medical care and dental care do you need?
There is a wide range of complementary medical and dental insurance plans, each offering its level of coverage, but it is up to you to decide how much additional insurance you need.
Only you can determine the amount that suits you; however, an agent or insurance company can help you make those decisions.
Visit the Find an Agent or Insurance Company section in Consult an agent or insurance company to find someone to help you.
How much can you pay per month? Per year?
Do you have a parent or spouse or partner?
Do you need would you prefer a room to a bed?
Do you wear glasses or contact lenses?
Do you receive medical services from professionals, including chiropractors or massage therapists?
Can you pay for ambulance transportation from your pocket?
More comprehensive medical services than those offered by OHIP?
Do you have a pre-existing type of health condition? Be sure to review the offers to find an insurer that would agree to do so.
Where to buy mutual medical and dental insurance?
It is important to note that the mutual dental insurance is offered separately from the joint medical care insurance, but it is often possible to subscribe them together.
You can purchase additional health insurance from the following intermediaries:
Is dental insurance for you?
Dental insurance could be the best solution for you if:
Electronic submission of applications.
For who ?
Ask yourself if you want to insure your partner and your children at the same time.
Naturally, you will benefit from a more interesting price if you insure the maximum of people in your family.
Dental Insurance with no waiting period loved ones financially financed if you no longer have lost or lost the ability to search for income sources.
Your family will have the certainty that their quality of life will not be affected by full insurance coverage.
Also, you are entitled to tax relief of up to RM6,000 a year for your contribution to life insurance and the Employees Provident Fund (EPF).
As you purchase anything, you must do a prior review when buying a life insurance policy to choose the best and most appropriate system.
Actually, the process of determining the amount of life insurance you need does not have to be complicated.
You can talk to your insurance agent representative based on the following three steps to determine.
the number of insurance policies that you need today to protect your family.
Life insurance is an essential protection for most people. As explained, life insurance is best suited to financially dependent individuals.
and the more responsibilities you may have, the higher the value of your policy or the amount of your coverage.
Dental Insurance with no waiting period, but it is also important not to get enough life insurance so your family will not be financially ignored if something happens to you.
The average rate of expenditure for each liability is between RM100,000 and RM150,000.
This is just the average amount of spending an individual can survive for five years if something happens to the primary breadwinner in a family.
You must specify the amount of policy and type of life insurance policy required to be unattended with insufficient protection or unnecessary, expensive protection.
When making a policy choice, you should consider the policy that best suits your level of life and understand the coverage of every one of the police. One of the common mistakes of many people is that they fail to review their policies from time to time. Our needs are always changing, and your life insurance coverage needs to reflect it.